Ok, readers, I need your help. Mr. Darling and I are having a very strange problem, and I can't figure it out to save my life. I spent hours on the internet trying to find some mention of someone else having a similar problem or any explanation as to why and how this good be happening, but to no avail. Finally, I said to myself, "Self, the 40-something people who read your blog are clearly geniuses. (And some of them may be career criminals who have experience in this area, who knows?) I bet they can shed some light on the subject."
Are you intrigued yet? Good. Here's the scoop:
A week or two ago, Mr. Darling noticed that there were like $600 in strange charges on his bank account, even though he had never lost his debit card. (He has a separate bank account for when he travels on rotations. When we were using our joint account, we were getting stuck with overdraft fees when he traveled, because neither of us knew what the other was spending while he was in a different city. Not sure why I felt the need to explain that.) Anyway, he called the bank, they canceled his debit card, mailed him a new one, and refunded the charges. Problem solved, right? Wrong!
Yesterday, when Mr. D came home for Thanksgiving break, he was opening some mail, and he had a package from some company that does home phone service through your computer. They had sent him a computer part to use to hook up his computer and phone. Except, he hadn't ordered the part. And he'd never heard of the company. So after some investigating, we looked on his online bank statement, and saw a recent $75 charge (recent as in, after his old debit card should've been deactivated) to this company. Then, we realized that some of the previous fraudulant charges were to companies like LifeLock and IdentitySweep, which are identity theft protection companies. Companies with which Mr. D absolutely did NOT sign up. And... the confirmation letters for these services had been mailed to Mr. Darling. At our home address.
As Mr. D continued to open his mail, he kept finding more things related to the fraudulant charges. For example, one of the charges was to some weight-loss company, and Mr. D opened one envelope to find six "women's weight loss patches" from that company. (I weigh 125, so don't blame me for that one.)
So, basically, someone has been using Mr. D's card number to sign him up for services and to buy things and have them sent to our house. In other words, the criminal is apparently gaining nothing from this fraud (what could you possibly gain by signing someone else up for identity theft protection?) What the heck??
Now, keep in mind that Mr. D's debit card has never left his side. And, we've now connected most of the charges to things that have either been mailed to our house or services that Mr. D has been signed up for. All without his knowledge or consent. For some reason, I'm kind of freaked out by this. But also really, really confused.
Hours of internet searching has failed me, dear readers. Does anyone else have any idea what might be going on here? Seriously. This is absurd.